About MSME FUNDEXAA

We Architect
Bankable
Businesses.

MSME FUNDEXAA is a decision-led capital advisory firm — the only one in the MSME space explicitly structured around decision quality, not transaction volume. We are not a DSA. We are not a loan consultant. We are a Capital Advisor.

Start Capital Readiness Diagnostic → What We Do
Fee-based Advisory No kickbacks from lenders Decision-first methodology
25+
Years of combined financial advisory experience
₹50L+
Typical engagement capital range for MSMEs
₹15,000+ Cr Credit Exp
Delivering strategic funding solutions with deep financial expertise, trusted insights, and decades of credit excellence.
Who We Are

A Capital Advisory Firm. Not a Loan Broker.

MSME FUNDEXAA is built on a single conviction: that most MSME credit failures are structural, not creditworthiness problems. Businesses fail to access capital not because they are undeserving, but because they present themselves without a coherent financial narrative, inadequate documentation, or by approaching the wrong lender at the wrong time.

We exist to close that gap — through rigorous diagnostics, structured advisory, and the kind of banker-grade thinking that most MSMEs have never had access to before.

What Makes Us Different
✓
Diagnose First
We assess funding need, financials, credit profile and documentation gaps before application.
✓
Build Credit Readiness
We align financial data, compliance, banking conduct and documents for lender evaluation.
✓
Structure Banker-Grade Proposals
We present business risk, cash flow, security, repayment and growth logic clearly.
✓
Align Schemes with Capital
We connect eligible schemes, subsidies and incentives with the actual funding requirement.
✓
Support Beyond Sanction
We advise long-term financial discipline, banking confidence and sustainable growth.
Our Purpose

Mission & Vision

01
Our Mission

To make banker-grade capital advisory accessible to every growth-stage MSME in India.

We exist to close the information and structural gap between lenders and borrowers — equipping MSME founders with the same financial rigour, documentation discipline and negotiation intelligence that was previously available only to large corporates. Our mission is not to arrange the next loan, but to build the financial foundation that makes sustainable credit access possible — repeatedly, and on better terms.

02
Our Vision

A future where no creditworthy MSME is denied capital because of structural unpreparedness.

We envision an MSME ecosystem where decision quality precedes capital access — where businesses understand their financial position, present it with clarity, and engage lenders from a position of informed confidence. MSME FUNDEXAA aspires to be the defining name in decision-led capital advisory across India — not by transaction volume, but by the lasting financial strength of every business we advise.

What We Stand For

Our Core Values

Clarity First

We never advise without first assessing. Every engagement begins with a rigorous diagnostic — because clarity is a prerequisite for good decisions, not a luxury.

Client-First Fiduciary Integrity

We act with fiduciary integrity — keeping our guidance aligned with the client’s long-term financial well-being, not transactional influence.

Structural Rigour

We think like bankers on behalf of our clients. Every recommendation is grounded in financial reality — leverage ratios, repayment capacity, covenant risk.

Long-Term Thinking

We build banking relationships, not just loan approvals. Our engagement is structured to improve your credit access every cycle — not just this one.

"MSME FUNDEXAA doesn't arrange just loans. We architect bankable businesses."
— MSME FUNDEXAA · Founding Philosophy
The People Behind the Advisory

Our Advisors

Two advisors. One shared conviction — that MSMEs deserve the same quality of financial thinking that large enterprises take for granted.

Mr. Bajrang Lal Kankani — Key Promoter & Financial Advisor
Key Promoter & Financial Advisor · VLHB Inteliserv LLP

Mr. Bajrang Lal Kankani

MBA Finance  ·  IBBI Registered Insolvency Professional  ·  Certified Credit Counsellor, SIDBI  ·  Eligible Registered Valuer – Securities & Financial Assets

With over 25 years of experience, Mr. Kankani specialises in corporate finance, debt structuring, MSME funding, stressed asset resolution, valuation diagnostics, and strategic financial advisory. He works closely with promoters, banks, ARCs, investors, valuers, legal advisors, auditors, and rating agencies.

His advisory approach combines practical business understanding with banker-grade financial analysis — helping enterprises improve credit readiness, restructure obligations, evaluate stressed assets, and build sustainable financial strategies.

CA Manish Kankani — Partner, DMKH & Co.
Practicing Chartered Accountant · Partner, DMKH & Co.

CA Manish Kankani

Practicing CA · 12+ Years in Audit, Taxation & Financial Advisory  ·  IND AS Compliance  ·  NBFC Audit Specialist

CA Manish Kankani brings deep expertise in NBFC audits, statutory audits, internal audits, tax audits, IND AS compliance, income tax matters, risk assessment, and internal control evaluation. He has served NBFCs, financial institutions, and diversified corporate clients.

His professional approach merges audit discipline, financial analysis, regulatory understanding, and practical advisory insight — making him a trusted professional for businesses seeking robust compliance, governance, and financial reporting support.

Why Work With Us

Built for MSMEs That Think Like Enterprises.

We work with founders and finance heads of growth-stage MSMEs — businesses with annual turnover between ₹2 Crore and ₹50 Crore — who are serious about building long-term banking infrastructure, not just closing the next loan.

Check Your Capital Readiness →
Ideal Client Profile
  • →Face Banking Gaps - Businesses declined, underfunded or dissatisfied with current lenders.
  • →Seek Capital Clarity - Promoters who want the right structure, not just loan execution.
  • →Growth-Ready MSMEs Businesses with minimum ₹5 Cr turnover and growth intent.
  • →Practice Financial Discipline - Clients committed to transparency, documentation and long-term banking health.
  • →Value Advisory First Founders who respect expert guidance, trusted networks and professional fees.
Begin the Conversation

Ready to Build a Bankable Business?

Our Capital Readiness Diagnostic takes 5–7 business days and gives you a clear picture of where your business stands — before a single application is filed.

Start Capital Readiness Diagnostic → capital@msmefundexaa.in